Marginmoth blog
Notes from the books we close every month.
How we score our own work, what a real month-end close looks like, and where the agent + licensed bookkeeper split is going. Short, plain English, written by the team that closes the books.
Quarterly estimated tax payments for freelancers – the four dates, the two safe harbors, and the math Marginmoth does for you.
If you are self-employed and you do not send the IRS four checks a year, the penalty is automatic. Here is the safe-harbor rule, the four due dates, and how a running tax-reserve projection keeps the cash where you can see it.
Read postExpense tracking for freelancers: what gets missed, and what the IRS lets you keep.
Most freelancers leak money on untracked expenses, and the same gap keeps Schedule C deductions under-claimed. Marginmoth is the dated per-line ledger that recovers both.
Read postWelcome to Marginmoth: bookkeeping that actually closes the month.
Why we built a $79/month fractional-CFO service for sole proprietors, and what to expect from your first month under Marginmoth.
Read postHow we categorize with a confidence score, and what to do about the red ones.
The Marginmoth agent scores its own work on every transaction. Here is what the score means, what lands in your review queue, and how the feed back improves over months.
Read postWhat a Marginmoth month-end close actually looks like.
A step-by-step walk through the close: the nightly sweep, the review queue, the bookkeepers sign-off, the P&L, and the tax-reserve update.
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